Message From MD

I feel proud to take name of KIST Bank as it has given comparatively higher degree of satisfaction to me.
Mr. Kamal Prasad GnawaliRead More »

KIST Khutruke Savings Scheme


KIST Khutruke Savings is a form of Savings Account which aims to cultivate savings habit amongst the children and encourages the parents for the best utilization of money for their children. This product has been extremely popular among the housewives who are playing a significant role in getting their children habitual in savings and husband in depositing the amount regularly in the bank.

Salient Features

  • Account can be opened by children and housewives.
  • Unlimited deposit.
  • 6.75% p.a. interest on daily basis.
  • Withdrawal limit -
    • In the first year, maximum withdrawal at a time is Rs 5,000/- only and,
    • From the second year onwards, withdrawal at a time is Rs 5 lacs.

Other Benefits

  • Free Khutruke for all the account holders.
  • Free statement on demand.
  • Standing instructions, Cheque book facilities.
  • Payment of telephone bill free of charge.
  • Free SMS Banking Facility.
  • Free Internet Banking Facility