Housing Loan

Owning a house is a dream for many and KIST Bank is always there to help you realize your dreams under Kist home loan (Kist Ghar Karja) scheme. Kist Home Loan is a term loan, developed to cater the personal financing needs of salaried individuals, self-employed, professionals, and owners of small family businesses.

Purpose

• Construction/Renovation/Extension of House.
• Purchase of House/Apartments.
• Purchase of land or land and building or apartment for individual purpose.

Salient Features of this Loan

• Minimum loan Rs. 2,00,000 and Maximum loan Rs. 20 Million.
  
• Financing of upto 90% of the distress value of the property/cost of construction as applicable or upto the maximum limit for a single borrower as prescribe by NRB whichever is less.
• Maximum loan tenure of 15 years.
• Interest Rate 12% - 14%
  
• Repayment in equated monthly installments basis.