Message From MD

I feel proud to take name of KIST Bank as it has given comparatively higher degree of satisfaction to me.
Mr. Kamal Prasad GnawaliRead More »

Housing Loan

                                                                                                                                                                                     


Owning a house is a dream for many and KIST Bank is always there to help you realize your dreams under Kist home loan (Kist Ghar Karja) scheme. Kist Home Loan is a term loan, developed to cater the personal financing needs of salaried individuals, self-employed, professionals, and owners of small family businesses.

Purpose

  • Construction/Renovation/Extension of House.
  • Purchase of House/Apartments.
  • Purchase of land or land and building or apartment for individual purpose.

Salient Features of this Loan

  • Minimum loan Rs. 2,00,000 and Maximum loan Rs. 20 Million.
  • Financing of upto 90% of the distress value of the property/cost of construction as applicable or upto the maximum limit for a single borrower as prescribe by NRB whichever is less.
  • Maximum loan tenure of 15 years.
  • Interest Rate 14% - 16%
  • Repayment in equated monthly installments basis.