Owning a house is a dream for many and Kist Bank is always there to help you realize your dreams under Kist home loan (Kist Ghar Karja) scheme. Kist Home Loan is a term loan, developed to cater the personal financing needs of salaried individuals, self-employed, professionals, and owners of small family businesses.
Purpose
- Construction/Renovation/Extension of House.
- Purchase of House/Apartments.
- Purchase of land or land and building or apartment for individual purpose.
Salient Features of this Loan
- Minimum loan Rs. 2,00,000 and Maximum loan Rs. 20 Million.
- Financing of upto 90% of the distress value of the property/cost of construction as applicable or upto the maximum limit for a single borrower as prescribe by NRB whichever is less.
- Maximum loan tenure of 15 years.
- Interest Rate 14.5% - 16%
- Repayment in equated monthly installments basis.
I feel proud to take name of Kist Bank as it has given comparatively higher degree of satisfaction to me.
